RSI Bank

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Frequently Asked Banking Questions

Q: Are my deposit accounts FDIC insured?
A: Yes! FDIC insurance covers all deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit. The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.  If you have more than $250,000 on deposit in the bank, you may have more--or less--deposit insurance coverage than you think. Click Here to use EDIE--Online to calculate your FDIC insurance coverage.

Q: How do I set up Direct Deposit of my payroll check?
A: After your checking application has been approved, you will receive our routing and transit number and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company, and your direct deposit will usually begin within thirty days.

Q: How do I set up Direct Deposit of my Social Security check?
A: After your checking application has been approved, you will receive our routing and transit number and your account number. Simply Contact Us, and have your Social Security Number and account information available to set up your direct deposit right over the phone.

Q: How can I obtain the Bank Routing Number?
A: Our routing number, otherwise known as an ABA number, is 221272439.

Q: Can I get information about my account by phone?
A: Yes! Account information is available through our Customer Service Representatives during business hours at any of our offices or 24 hours a day through Online Banking or Telephone Banking.

Q: How do I change the address on my accounts?
A:If you have moved or would like your statements mailed to a different address, please visit your nearest branch.  If you are unable to visit a branch, please call our Customer Service department at 732.388.1800 and we will send you a form and provide you with the required instructions.

Q: Is interest paid on my checking account?
A:Yes! If you want a checking account that pays a market rate of interest, check out our interest checking (I-Checking) account.

Q: Can I open an account if I don't live in the New Jersey
A: At this time, we only accept applications from persons residing within the State of New Jersey.

Q: Can I do all of my banking with you?
A: Yes! Thanks to the convenience of Direct Deposit and ATM's, everyday banking activities can be performed on your own time. Contact Us with questions about your banking needs.

Q: How can I transfer my existing bank accounts to RSI Bank?
A:Easily! Ask one of our customer service representatives about our easy to use switch kit and let us do the work for you!

Q: How frequently is my information updated?
A: Your account information is updated every business day with new transactions that are posted to your account the previous day.

Q: Are wire transfers possible to and from my checking account?
A: Yes! Funds can be transferred to and from accounts by wire transfer or via ACH (Automated Clearing House) debits or credits. Contact Us for details.

Q: How do I make a deposit to my account from a remote location?
A: You can do most of your banking by using direct deposit, ATM's or ACH (Automated Clearing House) transactions. We also offer a bank-by-mail service, which allows you to mail non-recurring deposits. Contact us for details on a method that's best for you.