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Internet Security Tips


Watch Out For Fake Apps!

The holidays are here and the scammers are out in force.  Their latest trick is fake apps.  "Retail apps" such as Starbucks® and  Dunkin Donuts® are gaining popularity and scammers are now creating fake apps to trick you into downloading them to your smartphone or tablet.  Once downloaded, they ask you to load your credit card information in these apps. You can guess what happens next.


Here are 5 things to keep in mind about this scam:

1) Be very judicious in deciding which app to download.  Many stores do not have official apps.  Better safe than sorry.

2) If you *do* decide to download an app, the first thing to check is the reviews; apps with few reviews or bad reviews are a big Red Flag.

3) Never click on a link in any email to download a new app.  Only go to the website of the retailer to get a link to the legit app on the App  Store® or Google Play®.

4) Give as little information as possible if you decide to use an app.

5) Be very, very reluctant to link your credit card to any app!


As always, Think Before You Click!



Here at RSI Bank, we believe that securing your own computer, or not updating it properly, can be a recipe for disaster.  Therefore, we have several effective security techniques that we encourage you to implement when you use our Internet Banking services:

  • Always access your online banking account by visiting  Never click on a link sent to you in an email.
  • Never give out your personal information through an email or over the phone.  RSI Bank will never request that information in this manner.
  • Choose yουr User ID and password carefully – They shouldn't be easy for others to guess (like yουr name or birthday or your children's name and birthday).  And make sure yου change them on a regular basis.
  • Use a combination of letters, numbers and symbols when creating a password.
  • Never reveal your password to anyone or leave your password anywhere that someone else can obtain and use it.
  • Make sure you have a firewall in place when conducting your financial transactions.
  • Log out completely - Do not simply close your browser or use the back button to exit the site.  Use the Exit button to end each Internet Banking session and then close your browser.
  • Never leave an open session unattended.  Your online banking session should be your only open internet window or tab.
  • Change your session timeout in User Options to a time that meets your needs.
  • Install an antivirus app on both your personal computer and your mobile device and keep it updated.
  • Always keep your computer and/or smartphone up to date.
  • Never access your online banking account from a public or shared computer.
  • Avoid installing Android apps from third-party websites or unreliable sources.
  • Read the permissions requested by every application before installing.
  • Perform regular backups of data stores on your smartphone.
  • Protect devices with passwords.
  • Don't view or share personal information over a public Wi-Fi network.
  • Balance your account and statements on a regular basis. Internet Banking makes it easy!

RSI Bank strongly encourages our commercial customers to perform their own risk assessments and controls evaluations.

  1) Make a list of the risks related to online transactions that your business faces including

  • Passwords being written down and left out in the open
  • The use of old or inadequate passwords
  • The possibility of internal fraud or theft
  • Delays in terminating the rights of former employees
  • The lack of dual control or other checks and balances over individual access to online transaction capabilities

  2) An evaluation of controls your business uses may include

  • Using password protected software to house passwords in
  • Conducting employee background checks
  • Initiating a policy and process to terminate access to former employees
  • Segregating duties among two or more people so no one person has too much access or control
  • Conducting internal or third party audits of controls
  • Using firewalls to protect from outside intrusion or hackers

Here are some videos to help educate yourself on online safety and security.

Please note that the latest version of Adobe Flash Player is required to view these videos.


Internet Fraud


Identity Theft

Social Media

Portable Devices



Click Here to see more information from RSI Bank on securing your computer.

Click Here to view more Mobile Banking security tips from the FDIC.